Due to the nature of auto accidents which involves pedestrians, sometimes the vehicle that struck the victim may drive away from the accident scene without leaving their auto insurance and contact information as is required by relevant Maryland law. Notwithstanding, victims of hit and run pedestrian accidents may be able to recover financial damages for personal injuries even when the identity of the negligent driver may never be known. The legal theory of recovery is based on the negligence of the hit and run driver which will allow the victim - if they are insured under their auto policy or an auto policy in a household where they live - to file an uninsured motorist coverage (UMC) claim against their auto insurance policy of course assuming that the victim's policy includes uninsured or underinsured motorist coverage.
Alternatively, if the victim does not have auto insurance or does not live in a household where a family member has uninsured or underinsured motorist coverage, the victim may seek recovery from the Maryland Automobile Insurance Fund's (MAIF) Unsatisfied Claim and Judgment (UCJ) division. Depending on the circumstances, the victim may be able to receive up to thirty thousand dollars ($30,000) from MAIF to help pay for medical bills and other expenses resulting from the pedestrian accident.
At the Law Office of Uzoma Obi, LLC, we have extensive experience in representing victims injured in automobile accidents caused through the fault of another driver - known or unknown. If you or someone you care about has been seriously injured in a pedestrian or automobile accident, our personal injury team are available to guide you through every step of the process
For additional information regarding this topic or any other articles in our website, please do not hesitate to call us for a free phone or in person consultation. Thank you for reading and drive safely!